The use of the Lucens Group website is subject to the terms and conditions stated in the Website User Agreement. Acceptance of the terms and conditions contained therein constitutes a binding agreement by you, the user, that your use is governed by such terms and conditions. Please acknowledge that you have read, understand, and fully accept the terms and conditions herein by checking the box below and selecting "Continue." If you do not accept such terms and conditions, please select "Exit" and do not proceed.
This Agreement sets forth the terms and conditions that govern your access to and use of Lucens Group, LLC's ("Lucens Group") website. By accessing this website, you, the User, acknowledge and accept the following terms and conditions:
Purpose of Site: The material and information contained on this website is for informational purposes. You should not rely upon the material or information on the website as the sole basis for making any business, legal, or any other decisions. While we endeavor to keep the information up to date and correct, Lucens Group makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, and/or suitability of information appearing on the website. Any reliance that you, your agent, attorney, or representative places on the material and information found on this site is therefore strictly at your own risk.
Waiver of Liability: Although Lucens Group attempts to ensure the integrity and accuracy of its website, it makes no guarantees whatsoever as to the correctness or accuracy of the website. Lucens Group will not be liable for any false, inaccurate, inappropriate, or incomplete information presented on its website. Lucens Group and its officers, members, shareholders, directors, employees, representatives, and affiliates are neither responsible nor liable for any direct, indirect, consequential, special, punitive, exemplary, or other damages, whether in tort, contract, strict liability, or otherwise, arising out of or relating in any way to this website, site-related services, and/or the content within the website. This waiver of liability is comprehensive and applies to all damages of any kind, including, without limitation, loss of data, monetary damages, loss of legal rights, and/or claims by third parties.
Website Availability: Although every effort is made to keep the website up and running smoothly, due to the nature of the internet and the technology involved, Lucens Group is not responsible for and will not be liable for the website being temporarily unavailable or damages suffered as a result of the use of or access to, or inability to use or access, this website.
Links: Certain links in this website may lead to other websites which are not under the control of Lucens Group. When you activate such links you will leave the Lucens Group website. Lucens Group has no control over and accepts no responsibility with respect to the materials, products, or services available on other such websites.
Copyright, Trademark, and Service Marks: This website's content is protected by the United States and international copyright laws. All content within this website is the property of Lucens Group. No portion of the materials on these pages may be reprinted or republished in any form without the express written permission of Lucens Group. The images, data compilations, trademarks, service marks, and logos appearing on this website are the property of Lucens Group. Users are prohibited from using any of the images, data compilations, trademarks, service marks, and logos without the prior written consent of Lucens Group.
Not A Third Party Administrator: You hereby acknowledge that you understand that Lucens Group is not registered to act as a Third Party Administrator (TPA) of insurance claims. Lucens Group provides users of this website with information regarding their Long Term Disability Claim so that they can make an informed decision regarding the resolution of their claim with their insurance company. Lucens Group does not directly or indirectly solicit or underwrite insurance, collect charges or premiums, or adjust, settle, or pay insurance claims on behalf of any insurance carrier.
Warranty Disclaimer: This website and the information contained within is provided "as is" with no representations or warranties of any kind, either express or implied, including, but not limited to, the implied warranty of merchantability, fitness for a particular purpose, or non-infringement. You assume total responsibility and risk for your use of this website and any and all website related services.
Disputes: Any dispute or claim relating in any way to your use of this site, or to any of the services provided by Lucens Group, will be resolved by binding arbitration, rather than in court. There is no judge or jury in arbitration, and court review of an arbitration award is limited. However, an arbitrator can award on an individual basis the same damages and relief as a court (including injunctive and declaratory relief or statutory damages). To begin an arbitration proceeding, you must send a letter requesting arbitration and describe your claim to the American Arbitration Association (AAA). The arbitration will be conducted under the AAA arbitration rules, including the AAA's Supplementary Procedures for Consumer-Related Disputes. The AAA's rules are available at www.adr.org or by calling 1-800-773-7879. Payment of any and all filing, administration and arbitration fees will be governed by AAA's rules. You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or a representative action. This agreement is entered into in the Commonwealth of Massachusetts and shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, exclusive of its choice of law rules. The exclusive jurisdiction of any arbitration or any other legal or court proceeding will be in Suffolk County, Boston, Massachusetts. The user hereby waives any jurisdictional, venue, or inconvenient forum objections.
Security Issues: Lucens Group has taken precautions to detect computer viruses and ensure security, nonetheless Lucens Group cannot guarantee that the website is virus-free and secure. Lucens Group shall not be liable for any loss or damage which may occur as a result of any virus or breach of security.
Personal Data: Lucens Group makes every attempt to secure personal data, however Lucens Group cannot accept responsibility for any unauthorized access or loss of personal information that is beyond the control of Lucens Group.
Miscellaneous: In the event that any of the provisions of this Agreement are held by a court or other tribunal of competent jurisdiction to be unenforceable, such provisions shall be limited or eliminated, to the minimum extent necessary, so that this Website User Agreement shall otherwise remain in full force and effect.
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What is my UNIQUE CODE and where do I find it?
Recently, you received a letter with information about your settlement offer. At the top of the letter highlighted in yellow, you will see your personal, five-digit Unique Code. This code is assigned only to you and will help us validate your identity in order to retrieve your offer information. With this Unique Code you can create an account and access your settlement offer details.
Why am I being asked to provide the month and day of birth?
We ask for your month and day of birth as an additional security measure. Once we match your Unique Code and your month and day of birth, you can continue to create your account and access your settlement offer details.
Why am I being asked for my Year of Birth?
You are being asked to provide this information for your added security and protection.
Why am I being asked for my Social Security Number?
You are being asked to provide this information for your added security and protection.
We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.
We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request.
You may opt out of any future contacts from us at any time.
We share aggregated demographic information with our partners. This is not linked to any personal information that can identify any individual person.
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.
Wherever we collect sensitive information, that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for "https" at the beginning of the address of the web page.
While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.
cookies on this site. A cookie is a piece of data stored on a site visitor's hard drive to help us improve your access to our site and identify repeat visitors to our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.
This web site contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
INCOMPLETE SELECTION. PLEASE SELECT MONTH AND DAY AND CLICK SUBMIT.